Fairfare uses AI steerage and Medicare-based benchmarking to help insurers and assistance companies avoid inflated medical bills in real time — before they happen. From ER to Urgent Care, we connect members to the right care at the right cost.
Fairfare uses AI steerage and Medicare-based benchmarking to help insurers and assistance companies avoid inflated medical bills in real time — before they happen. From ER to Urgent Care, we connect members to the right care at the right cost.
For international insurers, the U.S. healthcare system is a high-stakes maze — opaque pricing, hospital billing variability, and reactive cost containment inflate loss ratios beyond control.
Even worse, most travel insurance operations still depend on manual workflows, disconnected networks, and post-claim interventions. This leads to wasted time, unpredictable costs, and poor member experiences.
Without visibility into local benchmarks (like Medicare multipliers) or real-time steerage data, insurers are left reacting to inflated bills instead of preventing them.
For international insurers, the U.S. healthcare system is a high-stakes maze — opaque pricing, hospital billing variability, and reactive cost containment inflate loss ratios beyond control.
Even worse, most travel insurance operations still depend on manual workflows, disconnected networks, and post-claim interventions. This leads to wasted time, unpredictable costs, and poor member experiences.
Without visibility into local benchmarks (like Medicare multipliers) or real-time steerage data, insurers are left reacting to inflated bills instead of preventing them.
Until now, most assistance companies could only react after the claim was filed. But today, they can guide members in real time to the right level of care — avoiding unnecessary ER visits and inflated bills. Fairfare provides insurers and assistance partners with a powerful navigation tool that connects travelers to vetted, cost-effective providers across the U.S. Members can instantly access their local U.S. membership card via email or WhatsApp, making coverage verification seamless and immediate.
Until now, most assistance companies could only react after the claim was filed. But today, they can guide members in real time to the right level of care — avoiding unnecessary ER visits and inflated bills. Fairfare provides insurers and assistance partners with a powerful navigation tool that connects travelers to vetted, cost-effective providers across the U.S. Members can instantly access their local U.S. membership card via email or WhatsApp, making coverage verification seamless and immediate.
Faster, Simpler Experience
Smarter Access to Care
The customer faces a financial burden by having to download a dedicated app, cover claim costs out of pocket, and then request reimbursement, all while keeping and uploading relevant documents.
The customer faces a financial burden by having to download a dedicated app, cover claim costs out of pocket, and then request reimbursement, all while keeping and uploading relevant documents.
Inconvenience
Upfront Payments
Manual claim intake and scattered data flows slow everything down — from validation to payment. Assistance teams spend hours processing scanned PDFs and emails, while critical insights remain buried in disconnected systems. Fairfare transforms this chaos into clarity. Our claims back-office layer automatically ingests, structures, and scores every medical line item — enabling faster resolution, cleaner analytics, and real-time cost benchmarking against Medicare rates.
Manual claim intake and scattered data flows slow everything down — from validation to payment. Assistance teams spend hours processing scanned PDFs and emails, while critical insights remain buried in disconnected systems. Fairfare transforms this chaos into clarity. Our claims back-office layer automatically ingests, structures, and scores every medical line item — enabling faster resolution, cleaner analytics, and real-time cost benchmarking against Medicare rates.
Connected Workflow
Steerage, claims, and analytics now live in one ecosystem — letting assistance companies act, not react.
Actionable Intelligence
Every claim is enriched with benchmarks, provider scores, and multipliers — allowing teams to see outliers instantly.
Automated Ingestion
Claim data is digitized and standardized on entry, removing manual handling and transcription errors.
Real-time steerage to the right care — urgent care, telemedicine, or house calls — using AI symptoms logic and Medicare-based benchmarking.
Claim data flows seamlessly from provider to payer, with every CPT code scored, benchmarked, and validated.
Deliver Fairfare’s capabilities under your own brand — members access their digital card, locate care, and verify coverage in seconds via email or WhatsApp.
The U.S. healthcare system wasn’t built for visitors. Prices are opaque, bills are inflated, and travelers are often charged multiples of what locals pay for the same care. Fairfare exists to change that. We give insurers and assistance companies the tools to guide members to the right care at the right cost — automatically, transparently, and in real time. Our membership card connects travelers to fair, local rates across the U.S., reducing financial stress for members and loss ratios for insurers. Fairfare isn’t just making travel insurance smarter — we’re redefining how fairness works in American healthcare.
The U.S. healthcare system wasn’t built for visitors. Prices are opaque, bills are inflated, and travelers are often charged multiples of what locals pay for the same care. Fairfare exists to change that. We give insurers and assistance companies the tools to guide members to the right care at the right cost — automatically, transparently, and in real time. Our membership card connects travelers to fair, local rates across the U.S., reducing financial stress for members and loss ratios for insurers. Fairfare isn’t just making travel insurance smarter — we’re redefining how fairness works in American healthcare.
Fairfare helps international insurers and assistance companies move from reactive containment to proactive cost avoidance. Our AI-driven workflow connects steerage, claims, and benchmarking into one intelligent ecosystem — reducing costs, improving member satisfaction, and bringing full visibility to U.S. healthcare spend.
Fairfare helps international insurers and assistance companies move from reactive containment to proactive cost avoidance. Our AI-driven workflow connects steerage, claims, and benchmarking into one intelligent ecosystem — reducing costs, improving member satisfaction, and bringing full visibility to U.S. healthcare spend.
Seamless Member Experience
Empower travelers with instant access to local care and digital membership cards — no apps, no reimbursements, no confusion.
Lower Loss Ratios
Reduce medical claim costs through AI steerage and Medicare-based benchmarking that prevents inflated billing before it happens.
Connect to over 2 million U.S. providers. Real-time steerage and claims intelligence plug straight into your systems.
Instantly issue personalized U.S. network cards via email or WhatsApp — making in-network verification effortless for travelers and providers alike.
Offer Fairfare’s capabilities as a built-in feature within your own product ecosystem — from travel insurance to premium credit cards and loyalty programs.
Reductions in ER visits using Fairfare’s AI symptoms based steerage
Reductions in ER visits using Fairfare’s AI symptoms based steerage
At FairFare, we are committed to revolutionizing travel insurance by prioritizing fairness and innovation. Our mission is to empower travelers and insurers alike through efficient solutions that disrupt traditional healthcare access.
At FairFare, we are committed to revolutionizing travel insurance by prioritizing fairness and innovation. Our mission is to empower travelers and insurers alike through efficient solutions that disrupt traditional healthcare access.
